Our Services
AIFG is a general insurance broker specialising in commercial and corporate insurance packages.
We have extensive experience dealing with various industries including manufacturing, retail, building and construction, wholesaling, mining, and professional services.
Whether you are a new business looking for start-up insurance, a tradie, a small office, or a large commercial company we can provide you with a personalised approach to your business insurance needs.
We can assist with the following types of covers:
Public & Products Liability
Public Liability and Products Liability Insurance covers your business against legal costs and compensation payments resulting from injuries or property damage to third parties.
Business Property / ISR
Business insurance is essential for all businesses that own or lease any business property, regardless of their size or industry.
Professional Indemnity
Professional indemnity covers you and your business against claims made for financial loss or damages arising from an act, error or omission when providing professional services or advice for a fee.
Management Liability
Cover for sole traders and privately owned companies against the legal consequences of actual or alleged unintentional errors committed by directors and officers.
Cyber Liability
Cyber liability insurance can protect your business from the financial impact of a cyber attack.
Medical Malpractice
Medical malpractice insurance is a professional indemnity policy specifically designed for healthcare professionals. It provides protection against claims for compensation arising from the provision of healthcare services.
Business Interruption
Business interruption insurance typically covers the reduction in turnover/profit whilst your business is fully or partially unable to operate following an insured loss such as a major fire or storm damage.
IT Liability
Information Technology Insurance is a combined professional indemnity and public/products liability policy that is tailored specifically to Information Technology Professionals and Contractors.
Contact Works
Provides cover for civil, commercial, industrial and residential building and construction projects. It covers the construction works and on-site materials against perils such as fire, storms, malicious damage and theft.
Marine Cargo (Transit)
Provides cover for goods/cargo against loss or damage during transportation from one location to another. This Insurance can cover business or personal goods in transit either locally or internationally.
Strata Title
Strata insurance covers the building and common areas or facilities against insured perils such as fire, storm, water damage and accidental damage. The policy can also extend to include public liability, office bearers’ liability, fidelity guarantee and machinery breakdown.
Machinery and Electronic Equipment Breakdown
Machinery and electronic equipment breakdown can provide cover against unexpected breakdown or damage to your equipment. It can cover repair/replacement costs, temporary hire costs, damage to refrigerated goods and loss of profits.
Commercial Motor & Motor Fleet
Covers your vehicle(s) against damage and theft. It can also provide protection for the costs associated with repairing or replacing another person’s vehicle or property following an accident where you are at fault.
Mobile Plant and Equipment
Provides cover for various types of equipment such as excavators, cranes, concrete pumps and associated earthmoving and civil works equipment.
Corporate Travel
Provides cover for you and your employees whilst travelling within Australia and overseas on work-related travel.